Comprehensive Medicare Benefits Overview
Understand what Medicare covers, from hospital stays to prescription drugs, and discover additional benefits available through different Medicare plans.
View Official CoverageMedicare Coverage Parts
Medicare is divided into different parts, each covering specific healthcare services and costs.
Medicare Part A
Hospital Insurance
- • Inpatient hospital care
- • Skilled nursing facility care
- • Hospice care
- • Limited home health care
Medicare Part B
Medical Insurance
- • Doctor visits and outpatient care
- • Preventive services
- • Medical equipment and supplies
- • Mental health services
Medicare Part C
Medicare Advantage
- • All Part A and B benefits
- • Often includes prescription drugs
- • May include dental, vision, hearing
- • Wellness programs
Medicare Part D
Prescription Drug Coverage
- • Prescription drug coverage
- • Helps lower drug costs
- • Covers brand and generic drugs
- • Catastrophic coverage protection
What Medicare Covers
Detailed breakdown of services and benefits covered under each Medicare part.
- • Semi-private room and meals
- • General nursing care
- • Operating and recovery room costs
- • Intensive care and coronary care
- • Drugs and medical supplies
- • Lab tests and X-rays
- • Skilled nursing care
- • Physical therapy
- • Occupational therapy
- • Speech-language pathology
- • Medical social services
- • Medications and medical supplies
- • Annual wellness visits
- • Mammograms and colonoscopies
- • Flu shots and vaccines
- • Diabetes and cardiovascular screening
- • Bone density tests
- • Depression screening
- • Wheelchairs and walkers
- • Hospital beds
- • Oxygen equipment
- • Prosthetic devices
- • Diabetic supplies
- • CPAP machines
- • Brand-name medications
- • Generic alternatives
- • Specialty drugs
- • Vaccines (some covered by Part B)
- • Mail-order pharmacy options
- • Catastrophic coverage protection
- • Dental care
- • Vision services and eyewear
- • Hearing aids
- • Transportation services
- • Wellness programs
- • Over-the-counter allowances
What Medicare Doesn't Cover
It's important to understand what Original Medicare doesn't cover, so you can plan for additional insurance or out-of-pocket costs.
Long-term care
Custodial care in nursing homes or at home
Dental care
Routine dental care, dentures, and dental surgery
Eye exams and eyeglasses
Routine eye care and corrective lenses
Hearing aids
Hearing aids and related exams
Cosmetic surgery
Unless medically necessary
Explore Your Medicare Benefits
Use the official Medicare tools to see what's covered, compare plans, and find providers in your area.